About Hard Money Loan

What does Hard Money Loan do?

We help investors finance the stage before the long-term loan: buying and renovating a property, bridging a gap, or building from the ground up. We arrange and shop financing from wholesale lenders, including private and hard money lenders; those lenders underwrite and fund the loans. Our job is to understand the property, the scope of work and the exit, then match the deal to programs that fit.

We cover both ends of the cycle because that is how investors actually work. Start with how hard money works, then read how the DSCR takeout works.

How do we work with investors?

• Business-purpose, non-owner-occupied investment property only. No one in your family lives there.
• No published pricing. Every quote follows a review of the actual scenario.
• Plain answers, including when hard money is not the right tool.
• The exit is planned with the loan, not discovered after it.

Where can you verify licensing and disclosures?

Hard Money Loan is a Loan Daddy LLC brand, NMLS 2827624.

See the licensing page for details and how to verify our NMLS record.